Welcome to Stone Falls

Specialty Insurance
for Growing Businesses

Specialty Insurance for Growing Businesses

We bring flexibility, expertise, and a human touch to every account.

Let’s work together

Our Programs

Alarm & Security Installation

Residential and commercial contractors specializing in alarms, CCTV, and access control systems.

Personal Care
& Aesthetics

Tattoo shops and businesses focused on hair care, skincare, nail services, and waxing.

Day Care
Centers

Childcare providers offering services in independent or franchise settings.

Craft
Beverage

Producers of beer, wine, cider, kombucha, and other craft beverages.

Health &
Fitness Centers

Gyms, yoga studios, and wellness centers offering fitness and health services.

Pest Control
& Fumigation

Contractors providing pest removal, lawn treatment, and fumigation services.

Social Service Organizations

Nonprofits and for-profits offering shelters, senior care, and community services.

States we write business in

States we write business in

Serving Clients Across Michigan, Minnesota, Pennsylvania, and Texas

Stone Falls is proud to offer insurance solutions across four key states: Michigan, Minnesota, Pennsylvania, and Texas. We understand the regulatory landscape and business environments in each of these regions, allowing us to provide tailored coverage that meets local compliance requirements and industry-specific risks.

By focusing our expertise in these regions, we deliver:

  • A high level of service
  • Faster response times
  • Smarter support for agents and clients

WHY CHOOSE STONE FALLS

Focused on Your Agency’s Success and Your Clients’ Needs

At Stone Falls, we’re committed to helping agencies deliver exceptional service to specialized businesses. With industry-specific expertise, responsive support, and financially strong backing, we empower you to meet your clients’ unique coverage needs and reinforce your agency’s value. Together, we build solutions that drive growth and client satisfaction.

Building Strong
Agency Partnerships

We’re more than a provider; we’re your partner in growth.  Stone Falls collaborates closely with agencies to create insurance solutions that align with your goals. Our programs are tailored to help you expand your client base, increase retention, and strengthen client trust in niche markets.

Bridging the
Coverage Gap

Access reliable, admitted market solutions for specialty industries.  By bridging the gap between admitted and non-admitted placements, we equip agencies with stable, compliant options for high-risk sectors. This means fewer barriers, reduced fees, and greater peace of mind for you and your clients.

Strength and Stability
You Can Count On

Partner with an insurer backed by highly rated carriers.  Stone Falls brings financial strength and regulatory adherence to every program. This gives your clients the security they need and reinforces your agency’s commitment to providing dependable, high-quality coverage.

PRODUCTS VIDEO

Take a closer look at what we offer at Stone Falls Insurance