General Liability:
Protects your business against claims of bodily injury or property damage that may occur during the installation, service, or repair of security systems. This includes per-project aggregate limits, ensuring coverage applies individually to each project, automatic additional insured status which extends coverage to third parties when required by contract, and waiver of subrogation, which helps protect against third-party claims when required in writing.

Professional Liability (Errors & Omissions):
Covers your business in case of claims related to professional mistakes, omissions, or negligent services provided during security system installation or maintenance. This includes legal defense costs, claims of misrepresentation, and financial losses due to installation errors.

Property Insurance:
Covers your business property, including tools, equipment, and office space, against damage or theft. Includes coverage for rented and owned equipment, property in transit, and protection for temporary locations when working on job sites.

Product Liability:
Provides protection in case an installed security system, such as an alarm or CCTV unit, malfunctions and causes harm or financial loss. This coverage extends to hardware defects, improper installation claims, and damages resulting from system failures.

Commercial Auto Insurance:
Covers company-owned vehicles used for transporting tools, equipment, and personnel to job sites. This includes liability for vehicle accidents during business operations, physical damage coverage for company cars, vans, or service trucks, and hired and non-owned auto insurance, which covers employee use of personal vehicles for work-related tasks.

Workers’ Compensation:
Ensures that employees are covered in case of work-related injuries or illnesses. This includes medical expenses and lost wages for injured employees, rehabilitation costs to help employees return to work, and compliance with state workers’ compensation laws to avoid penalties.

Umbrella & Excess Liability Coverage:
Provides an extra layer of liability protection by extending coverage beyond the limits of primary insurance policies, ensuring financial security in the event of substantial claims.